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Texas Home Equity Calculator

Calculate your available equity and potential savings

Your Home Equity

Home Value: —
Mortgage Balance: —
Total Equity: —

Available in Texas (80% Rule)

Usable Equity: —
—

Enter your info above and tap "Calculate" to see your equity.

Monthly Interest Comparison

See how much you could save each month

At 22% APR
—
per month
At 7% APR
—
per month
💰 Your Monthly Savings
—
by refinancing to a home equity loan

What Loan Can I Afford?











Results

What would my payment be?

Mortgage Payment Calculator

Principal & Interest: $0
Property Tax & Insurance: $0
Mortgage Insurance: $0
Total Monthly Payment: $0

Here are the current average national rates. Your rate will vary based on several factors, but this gives you an idea of the general market.

Debt-to-Income Calculator

Debt-to-Income Calculator

Calculate your debt-to-income ratio to understand your financial health

How to Use This Calculator:

  • Enter your total monthly gross income (before taxes)
  • Add all monthly debt payments (credit cards, loans, mortgage)
  • Click calculate to see both front-end and back-end DTI ratios
  • Front-end DTI includes only housing costs
  • Back-end DTI includes all monthly debt payments

Monthly Income

Monthly Debt Payments

Front-End DTI (Housing Only) 0%
Back-End DTI (Total Debt) 0%