How did I end up here?

My name is Garrett Harrell, and I’m proud to serve as a trusted Mortgage Loan Originator in Texas, helping families, investors, and business owners secure financing with clarity, confidence, and strategy.

What sets me apart is my real-world experience across the entire real estate process. I’m a licensed Texas Realtor and home inspector, which means I don’t just understand loans — I understand properties, contracts, inspections, and risk. I’ve been on all sides of the transaction, and that perspective allows me to guide clients through financing decisions that actually make sense for their goals, not just today, but long term.

In addition to my real estate background, I bring the discipline, integrity, and accountability developed through years of law enforcement service. That experience shaped my commitment to doing things the right way — with transparency, attention to detail, and a strong sense of responsibility to the people I serve.

I specialize in working with:

• First-time and repeat homebuyers
• Investors and self-employed borrowers
• Refinances, rate optimization, and cash-flow strategies
• Creative and alternative loan solutions when traditional paths fall short

My approach is simple: education first, pressure never. I believe an informed client is an empowered client. You’ll always know your options, the numbers, and the strategy behind your loan — no surprises, no last-minute stress.

Based in Texas, I take pride in being responsive, straightforward, and available when it matters most. Buying or refinancing a home is one of the biggest financial decisions you’ll ever make, and my role is to ensure you feel supported, protected, and confident every step of the way.

If you’re looking for a loan originator who treats your deal like their own and your future like it matters — I’d be honored to earn your trust.